Updated July 2026 · Data through June 2026

Granite Bay Housing Market Report

A clear, data-driven look at home prices, buyer demand, and selling speed in Granite Bay, California (ZIP 95746). Refreshed every quarter with the latest MLS sales data by the local team at Powell Real Estate.

$1,265,000
Median Sale Price
● ~Flat YoY (−0.5%)
24 days
Median Days on Market
▲ Slower than 2025
$432
Price / Sq Ft
● Holding steady
125
Homes Sold (H1 2026)
▼ −3.8% YoY
Market Overview

Prices held firm while the market cooled

Through the first half of 2026, Granite Bay behaved like a market that is catching its breath rather than changing direction. The median sale price of $1,265,000 is essentially flat against the same period last year (down just 0.5%), while the average sale price actually rose 2.0% to about $1.42 million. Price per square foot — often the truest read on underlying value — sat at $432, effectively unchanged.

What did change was tempo. Homes took a median of 24 days to go under contract, a noticeably more patient pace than a year ago (about 16 days), and closed sales dipped 3.8% to 125. That combination — steady prices, slower movement — is the signature of a market where buyers have regained a little breathing room without any meaningful give on price.

The short version: Granite Bay values are stable at a high level. The urgency has eased, but well-priced, well-presented homes are still selling — 29% of them in a week or less — and sellers are still commanding roughly 2 offers on average.

Buyer’s market or seller’s market?

It’s best described as a balanced-to-mildly-favorable seller’s market. Inventory has loosened enough that buyers can be selective and negotiate on the right listings, but the fundamentals — limited supply of quality homes, steady price-per-foot, multiple offers on the best properties — still tilt toward sellers who price correctly. The days of near-automatic bidding wars have passed; the days of falling prices have not arrived.

The Numbers

Granite Bay at a glance: H1 2026 vs. H1 2025

All figures reflect closed single-family sales in Granite Bay (ZIP 95746) via Metrolist MLS, January–June of each year.

Source: Metrolist MLS closed single-family sales, Jan–Jun. Compiled by Powell Real Estate.
MetricH1 2025H1 2026Change
Median Sale Price$1,271,500$1,265,000−0.5%
Average Sale Price$1,389,242$1,416,630+2.0%
Price per Sq Ft$433$432−0.2%
Homes Sold130125−3.8%
Median Days on Market1624+8 days
Avg. Offers per Sale2.42.1−10%

Read the trend, not just the headline: the median dipped a fraction while the average sale price rose 2%. That’s a sign of a steady, high-end market — not one softening in value.

Where the Demand Is

The most competitive corner of the market

Hottest price range

$1.2M – $1.5M

This band was the most competitive in the first half of 2026: 57% sold above list price and 43% went under contract within a week — the sweet spot where Granite Bay’s move-up buyers and relocating families concentrate.

Speed & competition

29% in ≤ 7 days

Nearly a third of Granite Bay homes still went under contract within a week, sellers averaged 2.1 offers, and 28% closed above list price. About 30% of buyers paid cash. Correctly priced, well-staged homes still command attention — overpriced listings now sit noticeably longer.

The Long View

15 years of price growth

+136%

Granite Bay’s median home price has more than doubled over 15 years — from roughly $535,000 in the first half of 2010 to about $1,265,000 in the first half of 2026. That’s an approximate 136% increase, underscoring the community’s durable, long-term demand as one of Placer County’s premier addresses.

Long-term figures are approximate, drawn from median-price benchmarks and updated each quarter. Short-term swings come and go; the 15-year trajectory is what matters for building equity.

Common Questions

Granite Bay real estate, answered

The questions buyers and sellers ask us most about the Granite Bay housing market.

Is Granite Bay a buyer’s or seller’s market in 2026?
As of mid-2026, Granite Bay is a balanced-to-mildly-favorable seller’s market. Prices are stable and well-priced homes still attract multiple offers (2.1 on average), but buyers have more room to be selective than a year ago. Homes are taking a median of 24 days to sell, a slower pace than 2025.
What is the median home price in Granite Bay?
The median single-family home sale price in Granite Bay (ZIP 95746) was $1,265,000 in the first half of 2026 — essentially flat (down 0.5%) versus the same period in 2025. The average sale price was higher, at about $1,416,630, and price per square foot was $432.
Are home prices in Granite Bay going up or down?
Granite Bay home prices are holding steady. The median edged down just 0.5% year over year while the average price rose 2.0% and price per square foot was essentially unchanged. Over the longer term, the median has grown roughly 136% in 15 years. In short: prices are stable at a high level, not declining.
How long does it take to sell a home in Granite Bay?
In the first half of 2026, the median time to go under contract was 24 days — slower than the prior year but still healthy. Notably, 29% of homes sold in 7 days or less, showing that correctly priced, well-presented homes continue to move quickly.
What is the most in-demand price range in Granite Bay?
The $1.2 million to $1.5 million range is the most competitive segment, with 57% of homes selling above list price and the fastest sales. This is where Granite Bay’s move-up buyers and relocating families are most concentrated.
How much have Granite Bay home values grown over time?
Granite Bay’s median home price has more than doubled over the past 15 years, rising from roughly $535,000 in early 2010 to about $1,265,000 in 2026 — an approximate 136% increase — reflecting the area’s durable long-term demand.
Where is Granite Bay, California?
Granite Bay is an affluent community in Placer County, California (ZIP code 95746), located near Folsom Lake in the greater Sacramento region. It is known for larger lots, top-rated schools, and a mix of estate and family homes, and is served by neighboring communities including Loomis, Roseville, Folsom, and El Dorado Hills.

Thinking about a move in Granite Bay?

Get the full mid-year 2026 market report, or talk through what these numbers mean for your home or your next purchase with a local Powell Real Estate advisor.

Download the Full Report (PDF) Talk to a Granite Bay Expert

Data reflects closed single-family residential sales reported to Metrolist MLS, January–June 2026 vs. January–June 2025, compiled by Powell Real Estate. Figures are for informational purposes and are not a guarantee of future performance or an appraisal of any individual property. Updated July 2026.

Powell Real Estate · 6951 Douglas Blvd, Granite Bay, CA 95746 · 916.964.6951 · PowellRealEstateCA.com
Serving Granite Bay, Loomis, Folsom & El Dorado Hills. Updated quarterly.