Folsom's median sale price has climbed from $450K in 2015 to $767K this year, 70% higher in eleven years. Leah Brown walks through the long-term trend, this year's 15% jump in closed sales, and why 69% of August sellers still took less than their original asking price.

Waiting for mortgage rates to come down once meant waiting 21 years. Leah Brown puts today's 6.39% average in historical context, from the 1981 peak of 16.64% to the 2021 low of 2.96%, and explains why the cost of waiting belongs in the decision alongside the rate.

For her 50th Market Minute, Leah Brown compares January through August closed sales year by year. Granite Bay values are holding steady at a $1.25 million median, but 65% of this year's closed sales sold below their original list price, the highest level since 2017.

This week Leah looks across the lake at El Dorado Hills. The August median single family sale price came in at $920,000, down 6.6% from a year ago and still 37.3% above August 2019.

The median active listing in Granite Bay has been on the market 57 days, compared with 66 days in El Dorado Hills, 42 in Folsom and 109 in Loomis. Homes that actually closed in August sold in a median of 30 days. Leah explains what that gap means if you are pricing a home right now.

Granite Bay listings as of August 18, 2026: 69 active, a $1,474,000 median list price and a median 58 cumulative days on market. Then Leah goes past the numbers: the features you can change later, and the ones you cannot.